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CERTIFIED FINANCIAL PLANNER®
BSc, MAppFin (Financial Planning)
Background & Experience
Patrice has 23 years of experience in the financial services industry and 16 years experience in the provision of financial planning advice. Prior to setting up Meaningful Wealth, Patrice worked as a Senior Financial Planner with Commonwealth Financial Planning.
Patrice is accredited to provide specialist advice on Self-Managed Superannuation Funds (SMSF), defined benefit funds, aged care, estate planning and modelling complex financial strategies.
Academically, Patrice completed a Bachelor of Science (Mathematics) and a Masters of Applied Finance (Financial Planning).
He has also achieved the CERTIFIED FINANCIAL PLANNER® certification and is a member of the Financial Planning Association of Australia.
Patrice has also passed the FASEA National Financial Adviser Exam.
CERTIFIED FINANCIAL PLANNER® – the standard of excellence
The CERTIFIED FINANCIAL PLANNER® designation is recognised as the standard of excellence for financial planners both in Australian and globally.
CFP® professionals have met extensive training and experience requirements, and commit to the highest ethical standards that require them to put their clients’ interests first.
Financial Planning Philosophy
My role as a Financial Planner requires a high level of technical skill, and the ability to communicate complex areas of advice in a simple manner. I firmly believe that education and knowledge can led to better financial decisions.
When I sit down with a client for a first appointment, I like to ask them about their financial goals, the important relationships in their lives, and the importance and meaning of money for them. Every client is different and has a unique set of values, so it is important for me to take the time to understand their journey and what the future looks like for them.
As part of my financial planning process, I will help each client understand their choices, discuss the alternatives and trade-offs before I can build a plan that is appropriate for them. A core part of my value add is therefore, the ability to tailor advice to each client’s circumstances. Once a client has understood the advice and agreed on the plan, I will then assist them to put their plan in place.
Part of my work is the ongoing management of our clients’ financial plans. I work with them to ensure they stay on track and make adjustments when required. The ability to have conversations about issues or challenges the clients face, with someone who understands their situation, is something a lot of my clients value in our relationship. I enjoy being a trusted adviser to my clients so they can use me as a sounding board for their decisions.
Ultimately, I want to make sure that my advice has a significant and meaningful positive impact on my clients’ financial well-being.
The fees charged will vary for each client based on the complexity and amount of work required. After the initial meeting, I will send a “Terms of Engagement” which will include the price for the work to be completed. The client then has the choice to decide whether to engage my services or not.
If I don’t think that I can add more value than the financial advice cost, I will be upfront about this.
For customers who want ongoing advice and support to reach their financial goals, I will provide an estimate of the ongoing advice cost after the initial meeting. The ongoing fee will also be documented in an ongoing service arrangement.